Second and Third Chance Credit: Everyone Deserves Another Chance!


Do you need a vehicle, but have trouble getting financing? Comox Valley Toyota Loans can help to put you behind the wheel of a quality used Toyota car, truck or SUV and get you financing at the same time.

Regardless of your circumstances, Comox Valley Toyota Loans, located in Courtenay, can find a Second and Third Chance Credit solution for your vehicle financing problems. Using their expertise and resources, a team member will work with you to develop a smart financing package to get you moving on four wheels.

Comox Valley Toyota Loans understands that sometimes life doesn't work out the way we had hoped. They also believe that everyone deserves another chance. That's why they will work with you to put together a financing solution to fit your needs and situation. Regardless of your credit history, you'll be able to count on vehicle financing. You won't get turned down, and your situation will be handled discretely and confidentially.

If you are not sure where your credit history stands, one of the Comox Valley Toyota credit advisors will walk you from start to finish through the credit application process and help you to obtain your credit score. From there, they will advise you of all of the options available to you and your situation. If you have a good credit score, you'll be able to take advantage of the best interest rates possible.

If your credit score has been affected by past financial difficulties, you may qualify for Second Chance Credit. Those past events in your life may affect your credit score for a long time, even after you have left them behind and are back on your feet. Comox Valley Toyota Loans will finance your used Toyota vehicle, and help you to quickly restore or build up your credit rating. Even if you are a young adult or new Canadian with little credit history and therefore ineligible for regular credit, second chance credit will get you access to vehicle financing. Once a solid history of on-time monthly payments has been established, you may become eligible for even better interest rates; often in as little as one year.

If all else fails, Third Chance Credit is always an option at Comox Valley Toyota Loans. An opportunity to help restore your credit rating, you'll still be able to drive off in a quality used Toyota vehicle; regardless of your credit score. In this situation, your financing solution will be based on the vehicle's value, but ownership of the vehicle remains with the lender. After establishing a track record of on-time payments and improvement of your financial situation, terms of the agreement can be modified.

Feel confident knowing that your credit application will not be refused at Comox Valley Toyota Loans in Courtenay. You'll be able to select from the best selection of used vehicles on Vancouver Island, and pay for it with financing that suits you and your situation. Whatever your circumstances, there is a financing solution and a great used Toyota vehicle for you.